Eligibility & Qualification

Q: What are the eligibility requirements for student financial aid?
A: Students should be accepted for admission to the College before any action can be taken on their application for Federal financial assistance, including scholarships, student employment, grants or loans. A student should meet the following eligibility requirements to receive federal assistance:

  • Be enrolled or accepted for enrollment in an eligible program;
  • Have a high school diploma or GED;
  • Be a U.S. citizen or eligible non-citizen;
  • Not be a member of a religious community that directs the program of study or provides maintenance;
  • Be registered with the Selective Service (males only);
  • Not be in default on a Title IV student loan borrowed for attendance at any institution;
  • Not have borrowed in excess of Title IV loan limits;
  • Not owe a repayment on a Title IV grant or loan received for attendance at any institution;
  • Maintain satisfactory academic progress;
  • Not be enrolled concurrently in an elementary or secondary school;
  • Provide a valid social security number;
  • If you have been convicted of possessing or selling illegal drugs, you must complete a Drug Conviction worksheet to determine.

Q: I have been told that I will not qualify for financial aid if my parents earn more than $30,000 (or $40,000 or $50,000 or $60,000). Is this true?
A: There is no income cutoff for which a student may or may not qualify for financial aid. The analysis procedure determines each student's financial need based upon a number of variables: income, family size, investments, number of family members enrolled at least half-time in college, medical expenses, assets, etc. All students are urged to apply for financial aid for an accurate and professional evaluation, regardless of parents' income level, because income is only one consideration.

Q: I was not eligible for any grants last year, should I fill out a FAFSA this year?
A: Students should fill out a FAFSA (Free Application for Federal Aid) each year regardless of the financial aid they may have been awarded in the past. A student’s financial situation is rarely exactly the same as it was in a previous year. A student that does not fill out a FAFSA may be missing out on some forms of financial aid that they may have been eligible for had they completed the FAFSA.

Q: Am I eligible for financial aid, if I have defaulted on a student loan?
A: Students who are in default on long-term loans (Federal Perkins Loan or Federal Family Educational Loans or Direct loans) received from any postsecondary institution will not be considered for federal financial aid at CPCC until their default status is cleared.