General Information

A primary goal of the Enterprise Risk Management is to support the college community in identifying, assessing, and addressing risk. We are here to collaborate in order to develop solutions. One of the techniques used to manage risk is to transfer the risk to an insurance company. Below are listed specific topics related to CPCC's insurance program:

  • Automobile Insurance (College owned vehicles)
  • Builders' Risk
  • General Liability
  • Professional Liability
  • Property Insurance
  • Workers' Compensation

In the event of an incident, please follow the appropriate Claims and Incident Reporting process.

Insurance Guidelines When Purchasing Goods or Services

Insurance is a means to ensure that a vendor/contractor providing goods or services to CPCC has the resources to meet its obligations under any agreement between CPCC and the vendor/contractor.

All contracts/agreements between CPCC and vendors must be emailed to a Buyer in Procurement with a copy sent to  Enterprise Risk Management for review and approval before they are signed.  Procurement will review the contract/agreement to ensure compliance with the required NC Terms and Conditions and Enterprise Risk Management will review the contract/agreement to ensure all risks and liabilities are identified and managed.

Insurance Guidelines for Campus Activities, Events, and Entertainment

Because there is the potential for risk in all activities, either to property or life safety, assessing and appropriately addressing these exposures before the event may help reduce the risk to the College. Please keep in mind these two key elements:

  1. Use of an insurance compliant vendors is critical.
  2. Contracts determine who will pay the costs associated with a loss. It is important to be sure the contract assigns financial responsibility to the appropriate party before you sign.