Eligibility Requirements


Most students are eligible for some type of financial aid regardless of family financial circumstances. Basically, to be eligible for aid, students should:

  • Apply for a FSA ID.
  • Submit a Free Application for Federal Student Aid or a Renewal FAFSA designating CPCC (school code 002915).
  • Apply for admissions and be admitted to or enrolled in a eligible degree or certificate program. Eligible programs typically include any program which consists of 16 or more credit hours.  However there are some programs which are ineligible for financial aid even at 16 or more credit hours.  In addition, Career Development, Continuing Education, or courses for which credit by examination has been received and/or courses being audited by the student are ineligible for financial aid. Also, you may be enrolled in our clock hour conversion program, Dental Assisting (D45240. This program falls under the regulation because all of the credit hours are not accepted in a two-year program of study. Financial aid students enrolled in this program may be prorated based on the conversion. For more information on the Credit Clock Hour Conversion Programs, click here.
  • Be enrolled in courses that are required for the degree or certificate program you are currently enrolled in.  Federal and state grants will only pay for courses that are required for the degree or certificate program you are currently enrolled in. If a course is not required to earn your degree or certificate, the course cannot be counted as part of your financial aid enrollment.
  • Meet all federal eligibility requirements.
  • Verify official high school transcript/GED is on file with Student Records.
  • Verify that ALL official transcripts from previously attended colleges are on file with Student Records. Submit an official transcript for college if anyone of them is not on file.
  • Be a U.S. citizen or an eligible non-citizen
  • Have a valid Social Security number
  • Make satisfactory academic progress
  • Sign a statement on the FAFSA certifying that he/she will use federal student aid for educational purposes only
  • Sign a statement on the FAFSA certifying that he/she is not in default on a federal student loan and that he/she does not owe money back on a federal student grant
  • If you have been convicted of possessing or selling illegal drugs, you must complete a Drug Conviction worksheet to determine if you are eligible to receive federal funds. To find out if Drug convictions affect your financial aid eligibility click here for more information.
  • The law suspends aid eligibility for students convicted under federal or state law of sale or possession of illegal drugs while they are receiving federal student aid. The period of ineligibility varies and depends on whether the conviction was for sale or possession, and whether the student had previous offenses. The student regains eligibility when the period of suspension ends, or in some cases, only when the student completes an acceptable drug rehabilitation program.

    If you have a conviction or convictions for these offenses, call 1-800-4-FED-AID (1-800-433-3243) to find out how, or if, this law applies to you. Even if you're ineligible for federal aid, you should complete the FAFSA and answer Question 23 because schools use this information in awarding non-federal aid. If you leave Question 23 of the FAFSA blank, you will automatically become ineligible for federal student aid.

  • A student is considered to be incarcerated if he/she is serving a criminal sentence in a federal, state or local penitentiary, prison, jail, reformatory, work farm, or similar correctional institution. A student is not considered to be incarcerated if he/she is in a half-way house or home detention or is sentenced to serve only weekends. Incarcerated students are not eligible for federal student loans. In addition, a student incarcerated in a federal or state penal institution cannot receive a Pell Grant.

    Call 704.330.6942 or email financialaid@cpcc.edu for further information.

  • Maintain correct mailing address with Student Records. This is the address we use for all financial aid correspondence.
  • Complete and submit all requested correspondence before the semester's priority date. Students who fail to meet the deadline will have to pay out-of-pocket and financial aid will reimburse according to eligibility.
  • Priority Dates-students are encouraged to have the financial aid process completed by the following dates:
  1. July 1st for fall semester
  2. December 1st for spring semester
  3. May 1st for summer semester

What if I did not meet the above deadlines?

You are strongly encouraged to apply for financial aid.  Your application will be accepted and processed; however, it may not be processed in time for you to use financial aid to pay for tuition and books.   If you are late, you will need to pay for your own tuition and books; then, if you qualify for financial aid, a deposit will be issued to your selected refund preference.

              • Register with Selective Service, if required
              • Not have borrowed in excess of Title IV loan limits
              • Not owe a repayment on Title IV grant or loan received for attendance at any institution
              • Not be enrolled concurrently in an elementary or secondary school
              • Not be a member of a religious community that directs the program of study or provides maintenance
              • To receive financial aid for the present academic year, a student needs to be enrolled in the current term.

              Reasons Why Part of a Grant May Need to be Repaid

              Unlike loans, grants usually do not have to be repaid. However, there are two reasons why part of a Federal grant may have to be repaid :

              1. The amount given was more than the student was eligible to receive. Errors can occur if the student submits the wrong information(electronically or on paper) or because the information that the student wrote on the FAFSA or SAR was not scanned or entered correctly at the   processor. In general, the school must have correct data before it can pay the student.  Additionally, any subsequent corrections to the Free Application for Federal Student Aid        (FAFSA) can result in correcting an award.

              2. A student withdrew early from the program for which the grant was given.

              Eligibility for Title IV Federal financial aid may be restored by entering into an acceptable repayment plan with the Department of Education. As long as payments are made as agreed, the grant-originated debt does not affect eligibility for further aid. However, if students fail to make the agreed-upon payments, their eligibility is permanently lost until the debt is paid in full.

              Grant over-payment debts are not eligible for either consolidation or rehabilitation.