Schedule of Coverage

Insurance Table- 2013

Type

The Limit/Coverage

Deductible

Auto Liability for Vehicles Purchased with state funds

$1,000,000 BI/PD per person; $10,000,000 BI/PD per accident, $25,000 hired physical damage limit applies except $40,000 limit applies to vehicles with GVW> 10,000 lbs

N/A

Auto Liability for Vehicles Purchased with non-state funds

$1,000,000 combined single limit

$5,000 Medical Payments

$1,000,000 Non-Owned & Hired Liability

-Comprehensive/Collision coverage for vehicles 5 years & newer

-Garage Keepers coverage

N/A

 

$2,000

N/A

Broadcaster’s Liability

(PBS station WTVI became a part of CPCC 7/1/12)

$2,000,000 News Media and Multimedia

$2,000,000 Internet Liability Coverage

$5,000

$5,000

Crime

-coverage for employee dishonesty with a limit of $100,000

-coverage for forgery with a limit of $100,000

$2,500

$1,000

Cyber Liability Coverage

$1,000,000 Media Content Insurance $1,000,000 Security & Privacy

$250,000 Regulatory Action Sub-limit of Liability

$250,000 Event Management $1,000,000 Cyber Extortion

$1,000,000/$1,000 per person privacy event coverage

$50,000

Data Compromise Coverage

$250,000 limit

-coverage for defense and liability each suit

- coverage response expenses any one “Personal Data Compromise”

$2,500

$2,500

General Liability

$1,000,000/$2,000,000

-coverage for school leaders E&O with limits of  $1,000,000/$1,000,000

-coverage for CPCC Employee Law Enforcement with limits of $1,000,000/$1,000,000

-coverage for Garage Liability with a limit of $1,000,000

- coverage for E&O Non-Monetary Relief Defense

-coverage for Employee Benefits Liability $1,000,000/$3,000,000

N/A

$10,000

$10,000

N/A

$10,000

$1,000

Inland Marine (Movable scheduled property & leased/rented equipment)

Scheduled Property

Leased/Rented Equipment
- coverage for movable equipment 
- coverage for equipment of others CPCC is required to insure

$500

$1,000

International Advantage

$1,000,000/$2,000,000 Liability Coverage

$1,000,000/$1,000,000 Employee Benefits

CPCC Employees covered while on college business abroad.

N/A

Medical Professional Liability

$1,000,000/$3,000,000

-coverage for students and instructors of CPCC’s clinical programs

$1,000

Property and Contents

Buildings and contents
- includes earthquake and flood protection
- includes boiler and machinery coverage

- includes mobile TV Equipment

$25,000

Umbrella

$5,000,000 Limit

N/A

Violent Event Coverage

$300,000/$300,000 Includes Business Contingency Planning

N/A

Workers Compensation

$500,000/$500,000/$500,000 employees paid from non-state funds

N/A



 

*Note: the above table is based on policy period July 2012 through June 2013 provided by outside vendors and the State of NC