Schedule of Coverage

Insurance Table- 2013


The Limit/Coverage


Auto Liability for Vehicles Purchased with state funds

$1,000,000 BI/PD per person; $10,000,000 BI/PD per accident, $25,000 hired physical damage limit applies except $40,000 limit applies to vehicles with GVW> 10,000 lbs


Auto Liability for Vehicles Purchased with non-state funds

$1,000,000 combined single limit

$5,000 Medical Payments

$1,000,000 Non-Owned & Hired Liability

-Comprehensive/Collision coverage for vehicles 5 years & newer

-Garage Keepers coverage





Broadcaster’s Liability

(PBS station WTVI became a part of CPCC 7/1/12)

$2,000,000 News Media and Multimedia

$2,000,000 Internet Liability Coverage




-coverage for employee dishonesty with a limit of $100,000

-coverage for forgery with a limit of $100,000



Cyber Liability Coverage

$1,000,000 Media Content Insurance $1,000,000 Security & Privacy

$250,000 Regulatory Action Sub-limit of Liability

$250,000 Event Management $1,000,000 Cyber Extortion

$1,000,000/$1,000 per person privacy event coverage


Data Compromise Coverage

$250,000 limit

-coverage for defense and liability each suit

- coverage response expenses any one “Personal Data Compromise”



General Liability


-coverage for school leaders E&O with limits of  $1,000,000/$1,000,000

-coverage for CPCC Employee Law Enforcement with limits of $1,000,000/$1,000,000

-coverage for Garage Liability with a limit of $1,000,000

- coverage for E&O Non-Monetary Relief Defense

-coverage for Employee Benefits Liability $1,000,000/$3,000,000







Inland Marine (Movable scheduled property & leased/rented equipment)

Scheduled Property

Leased/Rented Equipment
- coverage for movable equipment 
- coverage for equipment of others CPCC is required to insure



International Advantage

$1,000,000/$2,000,000 Liability Coverage

$1,000,000/$1,000,000 Employee Benefits

CPCC Employees covered while on college business abroad.


Medical Professional Liability


-coverage for students and instructors of CPCC’s clinical programs


Property and Contents

Buildings and contents
- includes earthquake and flood protection
- includes boiler and machinery coverage

- includes mobile TV Equipment



$5,000,000 Limit


Violent Event Coverage

$300,000/$300,000 Includes Business Contingency Planning


Workers Compensation

$500,000/$500,000/$500,000 employees paid from non-state funds



*Note: the above table is based on policy period July 2012 through June 2013 provided by outside vendors and the State of NC