Student Accident Insurance
The 2015-2016 Student Accident Insurance plan is offered through AIG and is available to students enrolled in specific, high risk classes. The plan insures students against loss resulting from accidental bodily injury sustained while participating in or attending specific classes. Student Accident Insurance is required for specific classes and is paid for at the time of registration. (Students will be notified at time of registration if class requires Student Accident Insurance.)
The policy offers primary coverage if the student has no other accident or health insurance coverage. If other accident or health insurance coverage is in force, the policy becomes secondary. Coverage starts at the beginning of the term and stops at the end of the term.
Only students in specific classes are required to purchase Student Accident Insurance and the fee will be included in tuition.The persons eligible for coverage are all registered Students of the Policyholder for who premium has been paid.
Coverage (see Description of Coverage)
The insurance plan provides coverage to students enrolled in specific, high risk classes and is primary to Medicaid and TriCare. Students are covered during classes and while attending school, sponsored and supervised activities other than intercollegiate sports.
In the event of an accident during class, please contact CPCC Security/Police Services (704) 330-6632 to report the injury. The Incident Report will be forwarded to Melissa Wilson in the CPCC Risk Management office.
Filing an Claim
1. Contact a Risk Analyst in the CPCC Risk Management office. Provide the incident date, student ID, and incident report number, if available.
2. Once Student Accident Insurance has been verified, Risk Management will begin the claim process through AIG.
3. The Student is responsible to provide documentation as requested (e.g. itemized bills which give information pertaining to the injury and treatment, a copy of any EOB showing payment (or denial) of each bill).
American International Companies
Educational Markets Mail Center
PO Box 26050
Overland Park, KS 66225